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Divided into user-friendly parts, giving useful and practical tips about: YOUR JOB: how to avoid redundancy in the first place, and if you are made redundant, how to make sure your employer plays by the rules and you receive your entitlements. YOUR MONEY: how to set financial goals, how to budget, how to increase your income, how to reduce your outgoings. Specific sections on reducing bank fees, fixed-rate mortgage break fees, how to save on your mortgage, your credit cards, and your insurances. YOUR HOME: suggestions for saving on electricity, gas, heating, water, maintenance, telephone. How to run a garage sale. How to reduce your food bill. YOUR CHILDREN AND PETS: how to be a great parent without spending the earth, how to teach children to budget, how to ... more